What is Boiler Cover?
Boiler cover is a type of insurance policy designed to protect homeowners from unexpected repair costs associated with their boilers. It typically includes the cost of repairs, annual servicing, and in some cases, replacement of the boiler if it’s beyond economical repair.
Why You Need Boiler Cover
Peace of Mind: Knowing that you have a plan in place if your boiler breaks down can provide significant peace of mind, especially during the cold winter months.
Cost Savings: Boiler repairs can be expensive. A comprehensive boiler cover plan can save you from hefty repair bills.
Regular Maintenance: Most boiler cover plans include an annual service, which can help keep your boiler running efficiently and extend its lifespan.
Emergency Repairs: Many policies offer 24/7 emergency call-outs, ensuring that you’re never left without heating or hot water for long.
Types of Boiler Cover
Basic Boiler Cover: This typically covers the cost of boiler repairs and parts replacement. Annual servicing may not be included.
Comprehensive Boiler and Central Heating Cover: This offers broader protection, covering both the boiler and the central heating system, including radiators and pipes.
Home Emergency Cover: This often includes a boiler cover as part of a wider package that may also cover other emergencies like plumbing and electrical faults.
What to Look for in a Boiler Cover Plan
Coverage: Ensure the plan covers all the essential aspects, including repairs, parts, and labour.
Annual Service: Check if the plan includes an annual boiler service.
Emergency Call-Outs: Look for plans that offer 24/7 emergency support.
Cost: Compare different plans to find one that offers good value for money without compromising on essential coverage.
Tips for Choosing the Best Boiler Cover
Compare Plans: Use comparison websites to evaluate different boiler cover plans based on price, coverage, and customer reviews.
Check Reviews: Read customer reviews to gauge the reliability and quality of service provided by the insurer.
Bundle Packages: Some providers offer discounts if you bundle boiler cover with other types of home insurance.
Understand the Terms: Carefully read the terms and conditions to understand what is covered and any potential exclusions or additional costs.
